The Dream Group respects your privacy and is committed to protecting it. The Dream Group provides this Privacy Statement to inform you of our Privacy Policy and practices and of the choices you can make about the way your information is collected online and how that information is used.

1. Types of Information Covered by the Privacy Statement

This Privacy Statement covers personal information, non-personal data collection and aggregate reporting.

Personal information
You can be assured that all personal information you provide us will be used only to support your customer relationship with The Dream Group. We take seriously the trust you place in us. The Dream Group will not sell, rent or lease your personal information to others.

Non-personal information
The Dream Group collects and analyzes non-personal information to evaluate how visitors use The Dream Group Website. Non-personal information is data which is received by The Dream Group about usage and service operation that is not associated with a specific personal identity. Non-personal data we collect may include the pages visited on The Dream Group website. Most non-personal data is collected via cookies or other analysis technologies.

2. Children's privacy

The Dream Group is committed to protecting the privacy needs of children and we encourage parents and guardians to take an active role in their children's online activities and interests. The Dream Group does not knowingly collect information from children under the age of 13 and The Dream Group does not target its web sites to children under 13.

3. How we use your information

The Dream Group uses your personal information to provide you with services and to help us better understand your needs and interests. Specifically, we use your information to help you complete a transaction or order, to communicate with you, to provide service and support, to update you on services and benefits, to personalize promotional offers. Occasionally we may also use your information to contact you for market research regarding The Dream Group products or services. Credit card information is used only for payment processing and fraud prevention. Sensitive personal information is collected only to facilitate our financial service providers' credit decisions and will be shared with them only with your permission. Credit card information and sensitive personal data are not used for any other purpose by our financial services providers or The Dream Group and will not be kept longer than necessary, unless you ask us to retain your credit card information for future purchases.

Non-personal data is aggregated for reporting about The Dream Group website usability, performance and effectiveness. It is used to improve the customer experience, usability and site content.

4. Who we share your information with

The Dream Group will not sell, rent or lease your personal information to others. The Dream Group will not share your personal information with third parties except in responding to your requests for products or services. Your permission will be requested when you submit your information.

The Dream Group will not share personal information with any other third parties without your permission, unless to: (i) respond to duly authorized information requests of governmental authorities; (ii) comply with any law, regulation, subpoena, or court order, and (iii) help prevent fraud or to enforce or protect the rights and properties of The Dream Group.

5. Keeping your information secure

The Dream Group is committed to protecting the information you provide us. To prevent unauthorized access or disclosure, to maintain data accuracy, and to ensure the appropriate use of the information, The Dream Group has in place appropriate physical and managerial procedures to safeguard the information we collect.

We use Secure Sockets Layer (SSL) encryption when collecting or transferring sensitive data such as credit card information. SSL encryption is designed to make the information unreadable by anyone but us. This security measure is working when you see either the symbol of an unbroken key or closed lock (depending on your browser) on the bottom of your browser window.

Credit card numbers are used only for processing payment and are not used for other purposes. As part of real-time payment processing, The Dream Group subscribes to a fraud management service. This service gives you and The Dream Group an extra level of security to guard against credit card fraud to protect your financial data.

6. Links to non-The Dream Group web sites

The Dream Group website may provide links to third-party web sites for your convenience and information. If you access those links, you will leave The Dream Group website. The Dream Group does not control those sites or their privacy practices. We do not endorse or make any representations about third-party web sites. The personal data you choose to give to unrelated third parties is not covered by the The Dream Group Privacy Statement. We encourage you to review the privacy policy of any company before submitting your personal information.

7. Changes to this Statement

If there are updates to the terms of this Privacy Statement, we will post those changes and update the revision date in this document, so you will always know what information we collect online, how we use it, and what choices you have.

8. Contacting us

We value your opinions. If you have comments or questions about our privacy policy, please send them to The Dream Group or write to us at the following address:

Last modified: July 24, 2006